Closing costs you should expect

There are certain normal fees linked to closing the sale of a house. These costs are usually split between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in North Carolina to help lead you through the deal.

Closing costs that are loan-related (Learn more)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes you may be responsible for at closing (Learn more)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Learn more)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we get through the details of your sale, I'll not only work to get the very best sales price, but I'll also push for lower closing costs. And once we've come to an agreement, I'll explain in detail the closing costs so you are aware of exactly where your money is going.

Buyers: If you're purchasing a property in Macon County, you'll receive a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an appropriate range so you're not startled when you get to closing time. I'll be glad to look over the LE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.

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